What is a Living Will?

What is a Living Will?

You may have heard the terms living will or advanced directive, and wondered just what they mean. Simply put, it’s a legal document specifying what actions you want taken related to your health, if you’re incapacitated or otherwise unable to communicate your decisions to your health care providers directly. It’s really something you ought to make time to do, and a copy should be provided to your regular physicians. It’s a good idea to make a card listing their names and phone numbers to keep in your wallet. In the event you are unexpectedly hospitalized, your physicians can be contacted and will be able to provide a copy of your living will/advanced directive, as well as information on your medical condition and any medications you’ve been prescribed.

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Paying for Long Term Care

Paying for Long Term Care

No one really wants to think about needing long term care, but the fact is, most of us probably will. When you’re in good health and enjoying retirement and the freedom to pursue hobbies, travel, or just relax, assisted living or nursing home care seems far away. But realistically, the time to make plans is before you actually need to put the plan into action. If you wait until you need care to figure out how to pay for it, your options are much more limited.

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