Paying for Long Term Care

Paying for Long Term Care

No one really wants to think about needing long term care, but the fact is, most of us probably will. When you’re in good health and enjoying retirement and the freedom to pursue hobbies, travel, or just relax, assisted living or nursing home care seems far away. But realistically, the time to make plans is before you actually need to put the plan into action. If you wait until you need care to figure out how to pay for it, your options are much more limited.

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Selecting the Best Type of Assisted Living

Selecting the Best Type of Assisted Living

At some point, we all have to see the writing on the wall. It’s just not safe to continue to live on your own. It’s time to consider assisted living. It’s a tough choice, and most of us will resist it for as long as possible. For a lot of people, assisted living just seems like a nursing home in disguise. Actually, nothing could be further from the truth!

Assisted living facilities today are designed for active seniors who are still living life to the fullest, with a little help. Your son or daughter may worry you’ll fall at home and lie there for hours until someone finally hears your cries for help! What an awful thought that is! Assisted living means someone is around 24/7 who knows what to do in an emergency.

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What to Consider When Looking for Senior Assisted Living

What to Consider When Looking for Senior Assisted Living

Looking For An Assisted Living Facility?

What To Consider

There comes a time in life when some of us have to choose an assisted living facility for our loved ones. No doubt, this is a very tough decision to make. When most of us think about assisted living facilities we envision cold, clinical environments. The thought of sending one of our loved ones to such a place is not very comfortable. What should we consider when selecting an assisted living facility for someone we love?

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Before Choosing An Assisted Living Facility

Before Choosing An Assisted Living Facility

Moving an elderly parent into an assisted living facility is one of the toughest choices you’ll ever make. Many people feel a tremendous sense of guilt, and wonder if it’s the right choice. Some people just don’t have the space or financial resources to have a parent move in. If a parent needs assistance with daily activities, or suffers from dementia or Alzheimer’s, they may need more care and supervision than you’re able to provide.

Fortunately, the concept of assisted living has changed over the years. Most of us still get the mental picture of a cold, sterile nursing home when we hear the term assisted living, but that’s really not the case anymore. There are many types and styles, from elegant hotel-type living, to large complexes with individual units, to small home-like private residences.

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The Optimistic Senior Citizen

The Optimistic Senior Citizen

If you were to make a list of the top goals or hopes most people have for their senior years, what would you include? Have you ever thought about it?

Financial security would likely rank rather high. And time with family would certainly be on the list. But, the number one subject on the minds of most senior citizens would be good health, and living a long and interesting life.

Typically, if you attend a seminar on good health for seniors, you’ll hear a lot about diet and exercise. But recently, research has shown that the seniors are who are most content and consistently live the longest and have the lowest prevalence of health problems are not necessarily those who put the most effort into following a strict diet or exercise program. Put simply, the senior citizens who are the most successful at being healthy and active, and live the longest, are the ones who obsess the least about being successful.

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